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Month: October 2020

Will A Decade of Lower Than Average Returns Impact My FIRE Date?

Will A Decade of Lower Than Average Returns Impact My FIRE Date?

Most major investment firms are predicting lower than average returns for the stock market in the next decade. Horrifying words like Lost Decade are being thrown around. Even the vaunted Vanguard stock outlook has market returns in the 5.5% to 7.5% nominal annualized range for the next 10 years. This Vanguard report was recently updated over the summer after an even worse December 2019 outlook of 4%-ish returns. International equity growth seems to fare better when modeled by all parties….

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We Rented an RV and Drove To Montana. How Much Did It Cost Us?

We Rented an RV and Drove To Montana. How Much Did It Cost Us?

Once a year we take a vacation abroad. In 2018, it was the tiny beach village of Chacala in Nayarit Mexico. 2019, we hit up South East Asia; Hong Kong, Vietnam, and Taiwan. This year we had a spectacular trip to Europe planned for March. Spain, Hungary, and the UK were on the itinerary. But then COVID happened, and like most everyone with 2020 travel plans, we had to cancel the trip. We never once thought we’d rent and RV…

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