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Month: March 2021

The Year That Never Happened

The Year That Never Happened

A few days ago, the unpleasant anniversary of San Francisco’s shelter in place order ominously came and went like a slow drifting summer fog across the bay. I’d forgotten the exact date, March 16th, if you’ll forgive me. I would have been perfectly fine to keep on with my life without that unneeded bit knowledge, if it weren’t for NPR declaring it over and over again on my way into work. So I got to thinking, drifting in and out…

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Are Your 401k Fees Worth The Tax Savings?

Are Your 401k Fees Worth The Tax Savings?

Now that we’re in the thick of tax season, I figured it might be nice to have a post related to tax savings; specifically what we pay in 401k fees vs the tax saving benefits. I just paid my federal and state taxes and I’m getting ready to pay my property taxes. Part of my decision making strategy when I refinanced, was forgoing escrow so that I could use a credit card to pay my property tax. It lets me…

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February 2021 Household Finances: “Unplanned Events Continue”

February 2021 Household Finances: “Unplanned Events Continue”

February. The ancient Romans called it Februarius and it marked the start of spring for their empire two thousand years ago. Back then of course, Februarius didn’t occur at the same position of the earth’s axis as it does now. The ancient Romans used Februarius as the time to plan for the upcoming good weather and prepare the fields. And so we followed suit in the Happily Disengaged household even though it’s not quite spring. The warm weather allowed us…

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Is There a Wrong Way To Invest In The Market?

Is There a Wrong Way To Invest In The Market?

Recently I’ve started purchasing individual stocks again after taking a few years off. And in addition to that, I’ve started to invest in small cap index fund shares. Now that I’m buying individual stocks again, I’ve been asking myself why I stopped picking stocks in the first place. A few questions bubble up to the top of my mind as I ask myself this. Is there a wrong way to invest money? Well, that’s a loaded question. This is like…

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