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Month: August 2025

I Am Financially Dependent

I Am Financially Dependent

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Dear readers, I have hit my FI number. Last Sunday, August 24th, to be exact, I reviewed my expenses and updated my forecasted retirement expenses on my spreadsheets. Early weekend mornings are best for this. The house is quiet. My family is upstairs fast asleep. In the summer, early light spills in through the windows flooding my house with the soft current of optimism only morning can bring. I sat downstairs at my dining room table with a cup of…

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Praise, Punishment, Repeat

Praise, Punishment, Repeat

Comments 4 comments

I get into work around 5:30am each morning. My walk into the office from the parking garage is an easy five minute stroll across two city blocks. It’s down a steep hill, meaning I get a pretty awesome view of the San Francisco Bay and the city itself from this walk. At that time in the morning, the street is deserted. The sun hasn’t risen yet. The streetlights glow a lonely green to empty intersections. It’s usually crisp at this…

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