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Tag: Financial Independence

The Two Truths of FIRE

The Two Truths of FIRE

It started with the lawn mower this summer. It wouldn’t start. I changed the spark plug and filter and it still wouldn’t start. So then I tore apart the carburetor and cleaned the injectors. The mower started, albeit reluctantly. Over the holiday weekend the lawn mower died again. After dozens of pulls on the starter, I gave up and rolled the old red workhorse into the garage. I sat there for a while, staring at the machine. Debating internally whether…

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Job. Career. Calling. Which Do You Choose?

Job. Career. Calling. Which Do You Choose?

After nearly twenty-one years of being an official adult, I’ve lost sight and forgotten many times the feeling one has when finally deciding upon (or settling on) a profession, be it a job, career, or calling. I didn’t go to college, so I never had the sort of free-range buffer of growing into adulthood that many who attend four-year universities experience, but I did join the Navy, which parallels the teen to adult buffer college affords. Joining the military bought…

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Happily Disengaged’s 2021 Expenses

Happily Disengaged’s 2021 Expenses

It’s January, so now’s a good time to look back over the year 2021 and post about our total expenditures. There was a time when I did monthly expense blogs, but alas I’ve fallen off these types of posts as my blog bandwidth has narrowed and my blog posts have slowed down. Pursuing FIRE isn’t the easiest in an ultra high cost of living area like San Francisco, but it’s not impossible. This is the land of the $8 dollar…

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My Silent Battle With Inflation

My Silent Battle With Inflation

My mother had a saying when I was growing up and now it’s stuck with me like any good saying does when repeated over and over during one’s formative years. The saying is this: “Lazy people work twice.” It doesn’t take much imaginative work to guess that I probably wasn’t working as hard as I should have been as a youth to have been told this over and over again. Usually, household chores were the culprit. A half-ass job sweeping…

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The Case For Anti-Optimization

The Case For Anti-Optimization

The phone rang and it was the front desk. In broken English, the woman on the other line told me that someone was downstairs waiting for me. I told her I’d be right down. I’d been waiting months for this day. I let my wife know who it was and that I would be right back and then stepped out into the hallway. The hotel was a time capsule. The hallways and rooms have never known anything other than early…

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My Pincer Movement to FI

My Pincer Movement to FI

In the year 216 BC, Hannibal pulled off one of the greatest military maneuvers in recorded history at Cannae: the Pincer Movement. This occurred during the Second Punic War in a heated match between superpowers for control of the known world. At Cannae, the Carthaginian general Hannibal was able to encircle the Romans and annihilate them in battle using unit placement strategy and tactical maneuvering. Prior to this battle his army, including elephants, had crossed the Pyrenees and Alps via…

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How We Achieved a 50% Savings Rate In Just 2 Months

How We Achieved a 50% Savings Rate In Just 2 Months

In two months we were able to increase our savings rate from 25% of our net income to 50%. Since we gave ourselves a 7 year deadline to call it quits from the rat race, the importance of jacking up our savings rate in a timely manner was number one on our FI course correction list. Achieving a 50% savings rate in such a short amount of time is not impossible, as long as you don’t have a lot of…

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The Happily Disengaged Origin Story

The Happily Disengaged Origin Story

In 2015, at the ripe old age of 32, I was promoted to the position I’d been striving for since I decided to make construction a career. I bought a nice home in a nice part of town that same year. My wife also achieved success in her job, rising through the ranks from receptionist to become an HR manager. Things were good. Things were better than good, they were great. Life was great. The American dream was being dreamed….

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