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Tag: high cost of living

Happily Disengaged’s 2021 Expenses

Happily Disengaged’s 2021 Expenses

It’s January, so now’s a good time to look back over the year 2021 and post about our total expenditures. There was a time when I did monthly expense blogs, but alas I’ve fallen off these types of posts as my blog bandwidth has narrowed and my blog posts have slowed down. Pursuing FIRE isn’t the easiest in an ultra high cost of living area like San Francisco, but it’s not impossible. This is the land of the $8 dollar…

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February 2021 Household Finances: “Unplanned Events Continue”

February 2021 Household Finances: “Unplanned Events Continue”

February. The ancient Romans called it Februarius and it marked the start of spring for their empire two thousand years ago. Back then of course, Februarius didn’t occur at the same position of the earth’s axis as it does now. The ancient Romans used Februarius as the time to plan for the upcoming good weather and prepare the fields. And so we followed suit in the Happily Disengaged household even though it’s not quite spring. The warm weather allowed us…

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Saving More In A High Cost of Living Area

Saving More In A High Cost of Living Area

I live 42 miles from downtown San Francisco where I’ve worked for the vast majority of my career. My commute on average is 3 hours a day. 1 hour in the morning and 2 in the afternoon. This equates to 32.5 days of commuting a year. I believe I’m being as efficient as possible with my money by choosing to live in a “cheaper” suburb, but is commuting to work really the most optimal way to live in a high…

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