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Category: Financial Independence

My Silent Battle With Inflation

My Silent Battle With Inflation

My mother had a saying when I was growing up and now it’s stuck with me like any good saying does when repeated over and over during one’s formative years. The saying is this: “Lazy people work twice.” It doesn’t take much imaginative work to guess that I probably wasn’t working as hard as I should have been as a youth to have been told this over and over again. Usually, household chores were the culprit. A half-ass job sweeping…

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We Took A Trip To Portugal: Here’s How Much It Cost

We Took A Trip To Portugal: Here’s How Much It Cost

Finally. Touching down in what would turn out to be one of my new favorite places didn’t feel like I’d been delayed 19 long pandemic-infused months for this vacation to Europe. The abrupt jolt of the airplane’s wheels making contact with runway asphalt was like hitting the reboot button for my soul. Rat race competition, schedules, commuter traffic, all evaporated away in the puff of burnt rubber emitted from the plane’s wheels upon touchdown and I was born anew. The…

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The Sea Bag Effect

The Sea Bag Effect

I write this post from Porto, Portugal. After nearly two years of delay, we were finally able to take our trip abroad. So far it’s been fantastic. Portugal has exceeded any expectations I had of the country. My oldest daughter spent her 8th birthday wandering around castles and the narrow twisting cobbled streets of Lisbon. We haven’t been to Europe since 2012, the long delay in returning being a combination of waiting for our kids to get out of diapers…

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I Made Money Online For The First Time

I Made Money Online For The First Time

That’s right. I made some money from the internet. It was the first time, and first times are special, so I decided to write about it. How did I do it and how much did I make? Well, I finally stopped procrastinating and signed up for eBay. I took inspiration from Freddy Smidlap and his series about selling on eBay. I have a bunch of things that would be great candidates for selling on eBay, but I’ve been hesitant to…

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The Case For Anti-Optimization

The Case For Anti-Optimization

The phone rang and it was the front desk. In broken English, the woman on the other line told me that someone was downstairs waiting for me. I told her I’d be right down. I’d been waiting months for this day. I let my wife know who it was and that I would be right back and then stepped out into the hallway. The hotel was a time capsule. The hallways and rooms have never known anything other than early…

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My Pincer Movement to FI

My Pincer Movement to FI

In the year 216 BC, Hannibal pulled off one of the greatest military maneuvers in recorded history at Cannae: the Pincer Movement. This occurred during the Second Punic War in a heated match between superpowers for control of the known world. At Cannae, the Carthaginian general Hannibal was able to encircle the Romans and annihilate them in battle using unit placement strategy and tactical maneuvering. Prior to this battle his army, including elephants, had crossed the Pyrenees and Alps via…

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Spend For Today or Save For Tomorrow

Spend For Today or Save For Tomorrow

Last week I logged onto Vanguard and tinkered with my investments. I didn’t sell or buy anything–nothing that I would call bad investing practice–but I did reduce the amount of money being shoveled into my beloved VTSAX each week by half. This reduction in after-tax cash going into the markets wasn’t driven by any emotion, though I did have an emotional wave of guilt wash over me when clicking the edit button on my auto-investments. It’s always the same internal…

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Deadlines

Deadlines

Even now as I type this on a Friday afternoon, when I should be enjoying the start of the long Labor Day weekend, I feel the weight of one of my work deadlines calling out to me from next week. I can’t relax knowing the deadline is out there, already joining forces with my self-imposed home project deadlines and parenting responsibility deadlines. As soon as one deadline is met, another reveals itself. So that a never-ending to-do list constantly fills…

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Between The Lines

Between The Lines

A few months ago my mother-in-law, hereafter known as la suegra, had a bit of a health scare. Luckily, everything turned out alright for her. It was more of a mobility issue; bad arthritis of the knees. My wife and I both work, and my suegra has been the foundation that allows both of us to work full time: she watches our children during the day. During her flare up she couldn’t watch our kids for a few weeks. It…

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Does FIRE Take The Fight Out of You?

Does FIRE Take The Fight Out of You?

I get into work early. At 6 am each morning I’m the first one in our main office and will usually be the only one diligently typing away till around 7:45 or so when others begin to trickle in. This isn’t an abnormal time to start work in construction, but it’s extremely abnormal in the main office setting, where I notice people roll in around 8 or 9. I relish this alone quiet time in the office when I’m the…

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