Hold Fast
I go out sailing once or twice a month now. My skills have drastically improved over the course of nearly two years since picking up this hobby. I still have some moments out on the water where things can become hectic by the intense wind that rushes in from...
A Well Known Stranger
I don’t check my pay stub too often. When I was an hourly worker I inspected each pay stub with great care, ensuring my time given to my company was paid for. Nowadays, being on salary means I can get complacent as long as the amount my company deposits...
Liberation Lives In Loss
My beloved 2011 Honda Civic is gone. This wonderful commuter car that hummed along the Bay Area freeways consuming only 35 mpg, proudly displaying 200k miles on her odometer…is dead. I purchased my late Honda in 2014 for around $10k. It was used and had 75k miles on it....
Money Where Art Thou?
I wake before dawn each morning and stumble out of my warm bed and into the cold morning for money. I leave my wife and kids for most of the day in its pursuit. I give the best hours of my life to a corporation in exchange for it....
Fog of War
After what felt a brutal winter by California standards, warm weather has finally arrived in the Bay Area. And with that, the year is nearly half over. Where has the time gone? My youngest is nearly six years old. My oldest is finishing third grade. I will be turning...
Fulfilling Dreams: The Path to Retiring in my Forties and Embracing Financial Independence
Outside of the house’s front window my green Chinese Vespa knockoff leaned over on its kick stand gleaming under the San Diego sun. The dining room table where I sat fingering the label to my beer was full of paperwork. I’d orchestrated a complex and huge logistical masterplan for...
Diversifying With International Stocks
I’ve always been attracted to the allure of international stocks and bonds. They get a bad rap these days, and for good reason if we look back over the past decade and compare them to the S&P 500. What draws me towards international markets is as easy as one...
The Happiest Place
I recently returned from a voyage to the apex of American consumer culture. The place is about as opposite to FIRE as one can get. A place where money flows like a smooth yet powerful river in one direction. A place where fanatics roam around freely displaying their allegiance...
The Two Truths of FIRE
It started with the lawn mower this summer. It wouldn’t start. I changed the spark plug and filter and it still wouldn’t start. So then I tore apart the carburetor and cleaned the injectors. The mower started, albeit reluctantly. Over the holiday weekend the lawn mower died again. After...
A Lottery of Sorts
The two minute walk from my job site office to my construction site is along a leafy well known downtown street in the East Bay. Restaurants and bookstores line the road on each side. A popular university is nearby. My walk is like crossing through another dimension where in...